Ramsdens Limited

Ramsdens Limited, based in Garstang, UK, is a small, active company with a rich history, having been founded 78 years ago in 1946. With 12 employees and £1,162,857 in assets, it’s a family-run business led by a single director and owner, Latham Neil Paul. The company operates from a real address and regularly imports paper and paperboard products, with 24 months of import activity recorded, the last being in February 2025.

Primarily, Ramsdens Limited operates as a financial services provider, offering a range of services including pawnbroking, jewellery and watch sales, foreign currency exchange, and gold buying. The company has over 160 branches across Northern England, Southern England, Scotland, and Wales, and also maintains an online presence. Its website showcases a diverse selection of new and pre-owned jewellery and watches, alongside travel money options and gold-buying services. The company also provides loans and pawnbroking services, catering to a broad customer base.

Financially, Ramsdens Limited demonstrates a mixed picture. Cash bank on hand increased by a substantial 38% to £360,000, while current assets also rose by 2.8% to £1,200,000. However, trade debtors decreased by 4.5% to £360,000. Perhaps more concerning, accumulated depreciation impairment property plant equipment decreased by 11% to £270,000. The company’s small size (meeting two of three criteria for turnover under £10.2m, assets under £5.1m, and fewer than 50 employees) allows for agility, but the decrease in depreciation could indicate a need for asset renewal. The company is exempt from audit as a small company. The company’s continued success will likely depend on maintaining its strong branch network and adapting to changing consumer preferences in the financial services sector.

Registered in England/Wales under the registration number 00420583, with a registered address at PR3 1PR, Garstang, Preston, Unit 14 Leachfield, Green Lane West.

WARNING:The numbers have been rounded for simplicity and may be inaccurate.Please, refer to the latest financial report for verification.