First Commercial Limited
- Small
- Active
- 33 years
- 6 employees
- Real address
- 3 directors
- 2 owners
- Regular importer
- Regular exporter
- Family business
Two conditions of three:
1.Turnover < £10.2 million
2.Balance sheet total < £5.1 million
3.Average number of employees < 50
Field of Operation
Website
Summary
First Commercial Limited is a small, family-run business based in Brinscall, UK, with an active trading status. Founded 33 years ago in 1992, the company employs six people and holds £410,000 in assets. It’s a tight-knit operation with three directors and two owners at the helm, operating from a real registered address. The company regularly imports and exports vehicles, parts, and accessories (excluding trains and trams), with 9 months of import activity and 58 months of export activity recorded.
The company’s website, directcommercial.co.uk, positions itself as a commercial motor underwriter, offering a range of insurance products and services. It emphasizes technology-infused solutions, flexible driving warranties, and a multi-award-winning claims team. The site also highlights its “Camatics” program, which utilizes vehicle CCTV footage to mitigate claims costs and fight fraud. The website is clearly designed to appeal to brokers and fleet managers seeking efficient and innovative insurance options.
Financially, First Commercial Limited shows a mixed picture. Cash reserves fell 40% to £240,000, while bank borrowings surged, reaching £29,000. Trade debtors decreased significantly, falling 43% to £430,000, suggesting better debt management. However, creditors also decreased, falling 37% to £440,000. The company’s small size (meeting two of three criteria for turnover under £10.2m, assets under £5.1m, and fewer than 50 employees) helps it remain agile. The company’s net assets decreased slightly, falling 4.3% to £400,000. There was no auditor mentioned, likely exempt as a small company, so the figures rely on unaudited statements.
The company’s dividend payments to its owners, Hutchings Maria and Stephen John, totaled £69,960. It’s clear that First Commercial Limited is holding steady, but facing pressures, and the directors are taking a cut.
Registered in England/Wales under the registration number 02675925, with a registered address at PR6 8SP, Brinscall, Lancashire, Woodlands, Pike Low.
WARNING:The numbers have been rounded for simplicity and may be inaccurate.Please, refer to the latest financial report for verification.
Owners & PSC
-
Individual
- Hutchings Maria
- 9 years
- 25%+
-
Resident of United Kingdom
-
Individual
- Hutchings Stephen John
- 9 years
- 25%+
-
Resident of United Kingdom
Managers
-
Individual
- Hutchings Maria
- 32 years
-
Resident of United Kingdom
-
Individual
- Hutchings Stephen John
- 33 years
-
Resident of United Kingdom
-
Individual
- Hutchings Maria
- 33 years
-
Resident of United Kingdom
Last reports
The latest confirmation statement submitted three months ago.
Last news
-
Confirmation statement made on 2025-01-08 with no updatesDownload 3 pages pdf report
-
Total exemption full accounts made up to 2024-03-31Download 9 pages pdf report
-
Confirmation statement made on 2024-01-08 with updatesDownload 4 pages pdf report
Importer profile by HS codes
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Last imported products
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Exporter profile by HS codes
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Last exported products
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FAQ about First Commercial Limited
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