First Commercial Limited
- Active
- Small
- 34 years
- 6 employees
- 0-1m
- Regular importer
- Regular exporter
- Real address
- 5 directors
- 4 owners
- Family business
- Brinscall
Two conditions of three:
1.Turnover < £10.2 million
2.Balance sheet total < £5.1 million
3.Average number of employees < 50
Field of Operation
Website
Summary
First Commercial Limited is a small, family-run business based in Brinscall, UK, with an active trading status. Founded 33 years ago in 1992, the company employs six people and holds £410,000 in assets. It’s a tight-knit operation with three directors and two owners at the helm, operating from a real registered address. The company regularly imports and exports vehicles, parts, and accessories (excluding trains and trams), with 9 months of import activity and 58 months of export activity recorded.
The company’s website, directcommercial.co.uk, positions itself as a commercial motor underwriter, offering a range of insurance products and services. It emphasizes technology-infused solutions, flexible driving warranties, and a multi-award-winning claims team. The site also highlights its “Camatics” program, which utilizes vehicle CCTV footage to mitigate claims costs and fight fraud. The website is clearly designed to appeal to brokers and fleet managers seeking efficient and innovative insurance options.
Financially, First Commercial Limited shows a mixed picture. Cash reserves fell 40% to £240,000, while bank borrowings surged, reaching £29,000. Trade debtors decreased significantly, falling 43% to £430,000, suggesting better debt management. However, creditors also decreased, falling 37% to £440,000. The company’s small size (meeting two of three criteria for turnover under £10.2m, assets under £5.1m, and fewer than 50 employees) helps it remain agile. The company’s net assets decreased slightly, falling 4.3% to £400,000. There was no auditor mentioned, likely exempt as a small company, so the figures rely on unaudited statements.
The company’s dividend payments to its owners, Hutchings Maria and Stephen John, totaled £69,960. It’s clear that First Commercial Limited is holding steady, but facing pressures, and the directors are taking a cut.
Registered in England/Wales under the registration number 02675925, with a registered address at PR6 8SP, Brinscall, Lancashire, Woodlands, Pike Low.
WARNING: The numbers have been rounded for simplicity and may be inaccurate.Please, refer to the latest financial report for verification.
Ports, countries, transport, and price/kg were calculated by CorpSignals; non-official data, may contain errors.
Owners & PSC
-
Individual
- 11 months
- 25%+
-
Resident of United Kingdom
-
Individual
- 11 months
- 25%+
-
Resident of United Kingdom
-
Individual
- 9 years
- 25%+
-
Resident of United Kingdom
-
Individual
- 9 years
- 25%+
-
Resident of United Kingdom
Managers
-
Individual
- 9 months
-
Resident of United Kingdom
-
Individual
- 9 months
-
Resident of United Kingdom
-
Individual
- 32 years
-
Resident of United Kingdom
-
Individual
- 34 years
-
Resident of United Kingdom
-
Individual
- 34 years
-
Resident of United Kingdom
Last reports
The latest confirmation statement submitted one month ago.
Last news
-
Confirmation statement made on 2026-01-08 with updatesDownload 4 pages pdf report
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Notification of Jonathan Paul Hutchings as a person with significant control on 2025-03-28Download 2 pages pdf report
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Notification of Chloe Joanne Hutchings as a person with significant control on 2025-03-28Download 2 pages pdf report
Importer profile by HS codes
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Import HS codes in detail
Last imported products
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* Warning: Ports, countries, transport, and price/kg were calculated by CorpSignals; non-official data, may contain errors.
Exporter profile by HS codes
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Export HS codes in detail
Last exported products
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* Warning: Ports, countries, transport, and price/kg were calculated by CorpSignals; non-official data, may contain errors.
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