Hmj & Co Limited

Hmj & Co Limited, based in London, UK, is a small, active company founded ten years ago in 2015. It employs just two people and holds £13,438 in assets, operating from a virtual address shared by thousands of other companies. The company is led by a single director and owner, who is also the solo founder. Hmj & Co Limited is an irregular importer of vehicles, parts, and accessories (excluding trains and trams), with just one month of import activity recorded as of October 2024.

The company’s website, hmjiadvisors.co.uk, reveals a different picture: a financial advisory firm specializing in providing advice and services to both private and commercial clients. Established in 2010, the firm emphasizes personalized solutions across a range of financial matters, including retirement planning, savings management, home buying, and legacy planning. They position themselves as "Whole of Market" advisors, promising to find the most suitable products from the best providers. The site features testimonials from satisfied clients praising their expertise and support, and offers newsletters and guides on tax planning and property investment.

Financially, Hmj & Co Limited presents a mixed bag. Accumulated depreciation increased by 12%, while property plant equipment saw a 55% rise, suggesting investment in equipment. However, retained earnings and accumulated losses plummeted by a staggering 110%, leaving the company with negative equity. Cash bank on hand increased by 17%, but creditors ballooned by 76%, and other creditors rose a dramatic 830%. Trade debtors decreased slightly, but net current assets liabilities fell by 130%. The company’s small size (meeting two of three criteria for turnover under £10.2m, assets under £5.1m, and fewer than 50 employees) helps it remain flexible, but the significant equity decline warrants attention. With no auditor mentioned, the figures are based on unaudited statements.

In conclusion, Hmj & Co Limited is a small financial advisory firm facing challenges despite its strong client testimonials and active website. The negative equity and rising debts suggest a need for careful financial management—but the company’s established presence and focus on personalized advice could help it weather the storm.

Registered in England/Wales under the registration number 09381974, with a registered address at WC2H 9JQ, England, London, 71-75 Shelton Street.

WARNING:The numbers have been rounded for simplicity and may be inaccurate.Please, refer to the latest financial report for verification.