Ruff Limited

Ruff Limited is a small, active company based in Redditch, UK, founded three years ago in 2021. It holds £33,113 in assets and operates from a virtual address, registered at 4 Clews Road, with one director and owner. The company’s core business revolves around retail sales via mail order and internet, alongside offering other business support services.

The company's website, Ruff Architects, presents a different image altogether. It’s a RIBA-registered architecture practice with offices in London and a focus on high-end piano restoration. The website showcases a portfolio of projects, a studio team, and contact information. It’s clear that the company is focused on design and client services, with a professional and modern aesthetic. The website's presence suggests a move towards a more client-facing and design-led business model.

Financially, Ruff Limited shows some concerning trends. Cash bank on hand increased by 25%, reaching £11,000, which is a positive sign. However, net current assets liabilities increased by 23%, reaching -£4,000, and equity decreased by 23% to -£4,100. Trade creditors and payables surged by 460%, reaching £4,600, indicating a reliance on credit from suppliers. While bank borrowings increased to £300, it’s a small amount compared to the other liabilities. The company's small size (meeting two of three criteria for turnover under £10.2m, assets under £5.1m, and fewer than 50 employees) allows for flexibility, but the decline in equity suggests a need for careful financial management. With no auditor mentioned, the figures are unaudited.

Overall, Ruff Limited appears to be facing financial challenges. The shift towards architecture services, as showcased on its website, could be a strategic move to diversify income and increase profitability, but it will require careful execution and investment.

Registered in England/Wales under the registration number 13685146, with a registered address at B98 7ST, England, Redditch, Worcestershire, 4 Clews Road.

WARNING:The numbers have been rounded for simplicity and may be inaccurate.Please, refer to the latest financial report for verification.